THIS WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, consumers are increasingly relying to digital channels for their financial needs. This shift has caused to a drop in branch establishments, and many institutions are merging existing branches to streamline cost

Free cash flow (FCF) is a crucial metric for investors and business leaders alike. It demonstrates the actual cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can signal a healthy and sustainable business, capable of investing. Understanding how to assess FCF and optimally managing